Solutions

What we do

• AI-Powered Document Processing
  Verify customer-supplied information instantly
• Affordability Insights
  Automated open banking and bank statements checks
• Income and Employment verification
  Automated payslip, tax and bank statement checks
• Document Integrity Checks
  Verify customer documents at submission
• All-in-One Verification Marketplace
  Access multiple data providers through a single platform

Sectors

Who we work with

• Mortgages
  Automated proof of income and affordability
• Motor Finance
  Approve complex cases in seconds
• Consumer Lending
  Automation for near- and sub-prime clients
• Tenant Referencing
  Automate and reduce client touchpoints
• Other Regulated Business
  Instant customer verification

Access

How you can use us

• Business User: Ready-to-go dashboard
  Deploy white-labelled flows and decisioning checklists
• Developer: Integrate with your existing systems
  Use our API to reduce manual entry in your onboarding

Licenses

MIT License

Copyright (c) Phosphor Icons / SwiperJS

Permission is hereby granted, free of charge, to any person obtaining a copy of this software and associated documentation files (the "Software"), to deal in the Software without restriction, including without limitation the rights to use, copy, modify, merge, publish, distribute, sublicense, and/or sell copies of the Software, and to permit persons to whom the Software is furnished to do so, subject to the following conditions:

The above copyright notice and this permission notice shall be included in all copies or substantial portions of the Software.

THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,FITNESS FOR A PARTICULAR PURPOSE AND NON INFRINGEMENT. IN NO EVENT SHALL THE AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE SOFTWARE.

Sikoia Ltd is authorized and regulated by the Financial Conduct Authority (FCA) as an Account Information Service Provider (AISP) under the Payment Services Regulations 2017 (FRN: 942979) and as a credit reference provider (FRN: 942616). Sikoia Ltd is a credit broker and not a lender. Credit is subject to status.