# Solutions

## What we do

### [AI-Powered Document Processing](/content/product/document-processing/index.html)  
Verify customer-supplied information instantly

### [Affordability Insights](/content/affordability-insight/index.html)  
Automated open banking and bank statements checks

### [Income and Employment Verification](/content/product/income-and-employment-verification/index.html)  
Automated payslip, tax, and bank statement checks

### [Document Integrity Checks](/content/product/document-integrity/index.html)  
Verify customer documents at submission

### [All-in-One Verification Marketplace](/content/data-marketplace/index.html)  
Access multiple data providers through a single platform

## Sectors

### Who we work with

#### [Mortgages](/content/sector/mortgages/index.html)  
Automated proof of income and affordability

#### [Motor Finance](/content/sector/motor-finance/index.html)  
Approve complex cases in seconds

#### [Consumer Lending](/content/sector/consumer-lending/index.html)  
Automation for near- and sub-prime clients

#### [Tenant Referencing](/content/sector/tenant-referencing/index.html)  
Automate and reduce client touchpoints

#### [Other Regulated Business](/content/sector/regulated-businesses/index.html)  
Instant customer verification

## Access

### How you can use us

#### [Business User: Ready-to-go dashboard](/content/access/dashboard/index.html)  
Deploy white-labelled flows and decisioning checklists

#### [Developer: Integrate with your existing systems](/content/access/api/index.html)  
Use our API to reduce manual entry in your onboarding

## Intelligent Data and Risk Layer

### Transformative solutions for your sector

Enhance your business operations with our tailored approach, designed to streamline processes, spur growth, and improve customer experiences - all while staying compliant.

### Mortgages  
Streamline your mortgage process, swiftly reducing administrative work from hours to minutes. Make informed, precise decisions with our customizable affordability and budget planning tools. Speed up loan approvals while significantly reducing errors and fraud risks.

[Learn more](/content/sector/mortgages/index.html)

### Business Payments  
Navigate KYB challenges swiftly and accurately, while staying compliant in a dynamic international regulatory environment. Efficiently process high volumes without overlooking crucial details. Achieve a perfect balance between strict compliance and delivering outstanding customer experiences.

[Learn more](/content/sector/payments/index.html)

### SME Lending  
Speed up your lending decisions with immediate access to comprehensive company overviews and financial data using only a company name. Streamline the prequalification process and approve applicants faster. Enhance the accuracy and speed of your decisions to expand your customer base effectively.

[Learn more](/content/sector/sme-lending/index.html)

### Regulated Businesses  
Simplify customer and business authentication, reducing client touchpoints and friction while maintaining compliance. Our system orchestrates automated checks tailored to your specific regulatory needs and risk policies.

[Learn more](/content/sector/regulated-businesses/index.html)

# Event Structure

Real talk from the front lines. How brokers and networks are navigating new tools, technology, and shifting customer expectations. We will also explore where the friction still exists.

- **Matt Lowndes**, Innovation Director at Mortgage Advice Bureau  
- **Liz Syms**, CEO at Connect for Intermediaries and Connect Mortgages  
- Moderator: Emmanuelle Johaadien, Commercial Director, Sikoia

A candid conversation with one of the UK’s leading credit bureaus about the role of data, AI, and automation in modern mortgage decisions.

- Simon, xxx at Experian  
- Moderator: Alexis Rog, Founder and CEO, Sikoia

# **Panel: Lenders & Banks**

Senior leaders from major lenders share how they are balancing regulation, infrastructure challenges, and innovation goals. We will also look at where collaboration with brokers and tech providers is making the biggest impact.

- **Laura Myers**, Senior Technology Lead, at Lloyds Banking Group  
- Finova  
- Tandem  
- HSBC  
- Moderator: Emmanuelle Johaadien, Commercial Director, Sikoia

## Deep-dive in our Solutions

Want to dive deeper into our Solution? This sheet is your go-to resource for a comprehensive breakdown of what we offer. From the cutting-edge processes to the actionable insights generated.

[Download](/content/wip/new-pricing#/index.html) [Talk to us](/content/request-demo/index.html)

### Introduction to Sikoia

### May 2026

**No available dates in May** View next month

### Meeting location
Microsoft Teams  
**Meeting duration**  
45 mins  
You can still request a meeting by emailing them at [emmanuelle@sikoia.com](mailto:emmanuelle@sikoia.com)

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## Conclusion
Read the full report to gain insights into how organizations leverage Sikoia's solutions to stay ahead in their sectors and improve customer engagement.